Rates

For a limited time only, First National Bank of Moose Lake is offering a Special 7 month CD with a 4.40% APY *. 
Minimum deposit of $25,000.00 is required to open. *APY (Annual Percentage Yield) assumes principal and interest remain on deposit. APY is accurate as of October 1, 2024 and is subject to change without notice. All interest payments for APY will be made quarterly. 3-month penalty for early withdrawal. Fees may reduce earnings. At maturity the CD will automatically renew for a 6 month term.  Member FDIC Insured.

Checking & Savings

Rates accurate as of December 2, 2024. Fees may reduce earnings.

Checking & Savings
Account Type Minimum Deposit to Open Minimum Balance to Obtain APY* Interest Rate APY*
Interest Checking $1,000 $0.00 0.15 0.15
$2,500 0.25 0.25
Rewards Checking $20,000 $20,000 0.50 0.50
Savings $100 $100 0.15 0.15
Investors Money Market Savings $10,000 $0 – $9,999 0.75 0.75
$10,000 – $24,999 0.80 0.80
$25,000 – $49,999 0.85 0.85
$50,000 – $99,999 0.95 0.95
$100,000 or more 1.00 1.00

*APY= Annual Percentage Yield

Rate may change after account is opened.

Certificate of Deposit (CDs) & Individual Retirement Account (IRAs)

Rates accurate as of December 2, 2024. Fees may reduce earnings.

CDs & IRAs
Account Type Minimum Deposit to Open Minimum Balance to Obtain APY Early Withdrawal Penalty Interest Rate APY*
3 Month CD $1,000 $1,000 1 month 2.00

2.02

6 Month CD $1,000 $1,000 3 month 2.50 2.52
12 Month CD $1,000 $1,000 6 month 3.75 3.80
24 Month CD $500 $500 1 year 3.25 3.29
30 Month CD $500 $500 1 year 2.85 2.88
36 Month CD $500 $500 1 year 2.75 2.78
5 Year CD $500 $500 18 month 2.50 2.52
IRA $100 $100 6 month 2.75 2.78

*APY = Annual Percentage Yield

A penalty may be imposed for early withdrawal.