Privacy Policy

Reasons we can share your personal information	Does FIRST NATIONAL BANK OF MOOSE LAKE share?	Can you limit this sharing?
FACTS	WHAT DOES FIRST NATIONAL BANK OF MOOSE LAKE DO WITH YOUR PERSONAL INFORMATION?
Why?	Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?	The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number Account balances and payment history Credit history and credit scores When you are no longer our customer, we continue to share your information as described in this notice.
How?	All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons First National Bank of Moose Lake chooses to share, and whether you can limit this sharing.
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus	Yes	No
For our marketing purposes – to offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don’t share
For our affiliates’ everyday business purposes – Information about your transactions and experiences	No	We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness	No	We don’t share
For our affiliates to market to you	No	We don’t share
For non-affiliates to market to you	No	We don’t share
Questions?	Call (218)485-4441, Toll Free: (866) 333-4441 or go to www.firstmooselake.com
Who We Are
Who is providing this notice?	First National Bank of Moose Lake of Moose Lake Main Office: 400 Elm Avenue, Moose Lake, MN 55767
What we do
How does First National Bank of Moose Lake protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does First National Bank of Moose Lake collect my personal information?	We collect your personal information, for example, when you open an account or deposit money pay your bills or apply for a loan use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?	Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for non-affiliates to market to you State law and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. First National Bank of Moose Lake has no affiliates.
Non-affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. First National Bank of Moose Lake does not share with non-affiliates so they can market to you.
Joint marketing	A formal agreement between non-affiliated financial companies that together market financial products to you. First National Bank of Moose Lake doesn’t jointly market

Printable Privacy Policy

Request to Delete Online Access & Data

To request deletion of online account access and associated data for Moose Mobile Digital Banking, call the Operations department at (218) 485-4441, email fnb@firstmooselake.com, or stop in and speak with a Customer Service Representative. Your request for deletion of online account access will be completed within twenty-four (24) business hours of being received. First National Bank of Moose Lake does not retain any associated data after deletion of data has been completed.

Requesting the bank to delete online access and the associated data will remove your online account access for all Digital products including the access from apps for the Web, iPhone, and Android. Your online data is archived to facilitate account recovery. The archived data includes information that links you to your bank account and personalized settings. Archived user data cannot be used to access financial accounts or other protected information. The archived data is retained indefinitely.

Deletion of online account access will not remove or close your bank account(s), it will only remove your access to all Digital products.